Voted #1 Non-Bank Lender by brokers
They choose us because we put you first, with home loans built for real life.
Voted Market Leader – Non-Banks (Small) in the 2025 Agile Market Intelligence Third Party Lending Report.
Loan approved
$956,342
We make home loans easier
Helping Aussies with a variety of financial needs and circumstances to purchase a home, refinance or invest.
Flexible home loans that 'fit'
We evaluate each application individually, considering key factors to match you with personalised loan options.
Fast and easy
Complex application? No problem. Our team will work closely with your broker to make the home ownership journey simpler.
Personalised Support
Our specialists provide ongoing assistance, ensuring you have a dedicated partner throughout your homeownership journey.
Property loans for more Aussies
Owner Occupier
Residential Investor
SMSF Investment
Commercial Property
Expat Investor
Residential Construction
We demystify all that home loan info
Tools, resources and calculators to help with your home loan journey
Testimonials
What borrowers and brokers love about Bluestone
Have Questions?
We’re always here to help! Check out our full list of FAQs or get in touch with our team.
Am I eligible for a Bluestone home loan?
Am I eligible for a Bluestone home loan?
To be eligible for a Bluestone home loan you need to be:
- An Australian citizen or permanent resident living in Australia
- Over 18 years old
- Employed (includes self-employed)
- Buying or refinancing an established residential property – not off the plan or construction
- An owner occupier or investor (your loan purpose will affect your rates)
- Looking to borrow between $100,000 and $3m.
Does Bluestone charge lender’s mortgage insurance?
Does Bluestone charge lender’s mortgage insurance?
At Bluestone, we don’t charge lender’s mortgage insurance (LMI), however we do charge a risk fee on some of our products.
Can I get a home loan if I’ve been bankrupt?
Can I get a home loan if I’ve been bankrupt?
In some cases, yes. We look at your situation as a whole, not just your past. If you’re back on track, there may be options to explore.
Have a chat with your mortgage broker, they can help you understand what could be possible based on where you’re at today.
